Though that woman behind the counter at Philz didn't quite realize it, the coffee shop's Square reader does handle both chip cards and smartphone payments.
CREDIT CARD CHIP WRITER ANDROID
Square's newest readers, for instance, work with both Apple Pay and Android Pay. Most chip card readers can also handle smartphone payments. Square offers both an chip card reader and a traditional mag-stripe reader, and merchants can use both through phones, tablets, and those slim Square cash registers.īut that's not all. And thanks to Square, the San Francisco startup founded by the guy who also founded Twitter, they're now showing up in smaller operations too. Here in the San Francisco Bay Area, they're ubiquitous at large chains, from CVS and Walgreen's to Whole Foods and Target. And about 37 percent of US merchants can now accept these cards, according to a research operation called The Strawhecker Group. Vanderhoof says that about 50 percent of the cards in circulation include an EMV chip. Still, major banks have now issued chip cards in large numbers. The EMV switch had provided NFC with a very real problem that it can fix. But eventually, the poor soul realizes the siren is trying to tell her it's time to remove the card. Then the reader will start honking like an air-raid siren, as if something has gone horribly wrong. Just when it looks like the reader is about to die-strange pixelations appearing on the screen-a legible message will finally appear, asking the poor soul to approve the transaction-and nothing will happen yet again, because the new chip tech is even slower than anyone remembers.
The poor soul will do this-and nothing will happen again, because the new chip tech is horribly slow. Then, a (slightly exasperated) cashier will tell this poor soul to push the card into a slot at the front of the reader. If you want high comedy, try buying something at my local drugstore.Īs you wait in line with your razor blades and Softsoap, some other poor soul will swipe their credit card through the reader on the counter-and nothing will happen, because it's one of those new chip cards designed for better security.
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